Credit repair Myths

I’m going to dispel some credit repair myths for people. All too many times do we fall for people lying to us. They dangle flashy things in front of us and we fall for it. So, let me dispel some myths.

I Can Do Credit Repair On My Own
Yes, you can repair your own credit. The law says you can dispute whatever you want. When you hire a Credit Repair company you are asking them to do the work for you. It no different then doing your own oil change or getting your taxes done.

I Guarantee Your Score Will Increase
Nobody can legally guarantee anything. Fixing credit is unpredictable. You can do something to increase your chances but that’s about it. The more supporting documents you have and the less they have the better your chances. But as far as a guarantee that’s illegal and a flat out lie.

Why Do I Need Credit Monitoring?
You need a good credit monitoring website to monitor your credit. The free credit monitoring websites always omit certain information. They make it harder to fix your credit. So yes, you need a paid service where you can get all your information at least once a month.

When He Did It, He Got 300 Points In Less Than A Month
Everyone’s results will vary. Just because one person got great results in a short period of time doesn’t mean you will. Everyone has a different situation. All situations are not created equal.